Revolving Credit

The revolving credit is designed to meet unforeseen expenses or to carry out your projects.You can freely use the sum made available to you as and when you need it.
I take advantage now

About Personnal Credit

About Revolving Credit

  • 3 refund speeds

  • Flexible to use

  • Adapts to your budget

  • Accessible monthly payments

The revolving credit, is designed to meet unforeseen expenses or to carry out your projects.You can freely use the sum made available to you as and when you need it. 'reserve' money is at your disposal, it can be used in whole or in part as and when you need it.

The borrower decides on its repayment term according to the terms of its credit agreement.The revolving credit is reconstituted as and when repayments. The part of the repaid capital becomes available again and you can use it again according to your desires.The interest is calculated only on the part of the revolving credit used.

It has been very easy to apply at home, and you are very professional, I recommend.

For your money needs, you can use your money supply as you see fit.Choose between 3 refund speeds: Slow Speed, Average Speed, Fast Speed.

Services
Testimonials

Do you want to subscribe to the revolving credit?

All our financial advisers who intervene on our platforms are willing and able to answer your demandes.

Make a request

Frequent questions on revolving credit

How to subscribe to a revolving credit?

Online: make your revolving credit simulation on the Crédit Univers website to demande your credit online: in the simulator, fill in the amount and the desired duration, complete the form and immediately obtain a first answer in principle, finalize your file on the site or by mail. Contact a Crédit Univers advisor at +33 7 57 75 07 12 (Service 0.15 € / min + price call) from Monday to Friday from 9am to 8pm and Saturday from 9am to 6pm.

How long to receive my funding?

Within 48h minimum, after acceptance of your demande (subject to bank or postal delays) and expiry of the withdrawal period of 14 days, you receive your financing by check or transfer.

Good to know: if you make an express demande, you can receive financing for your loan within 8 days.

What is revolving credit?

Renewable credit is a flexible financing solution, consisting in making available a sum of money that can be used in whole or in part, on demande. It is renewable annually. Your capital is replenished as repayments, which allows you to reuse your credit for new money needs. Flexible, fast and available at any time, the revolving credit of Crédit Univers offers many advantages:

  • once granted, you no longer need to justify the use of your money;
  • you can use your capital in part or in full;
  • you decide on the repayment period for each demande for financing: you have the choice between small monthly payments and a pre-determined duration of 12 to 60 months.
    • What are the repayment terms?

    For each of my demandes for financing, I have the choice to pay in small installments or over a fixed period of 12 to 60 months. I am informed of the amount of my monthly payments by my account account on the 20th of each month. I am debited from my bank account on the 10th of the following month.